Do you get travel insurance when you take a trip or vacation overseas?? If statistics are correct, I am guessing you do not. You are not alone... Most people believe their current health insurance plan with work or through a private carrier will cover them while overseas. Some companies will provide coverage, but most do not. Some Insurance companies will allow you to add an International Plan at no additional charge, and other companies will charge an additional fee.
So before your next trip overseas, please contact your current health insurance provider and ask them if you are coverage on your next trip. Also, ask them the procedures of how the insurance actually works while overseas. Most doctors offices and hospitals will not let you leave unless you pay the bill. Find out if your Insurance Company has an international number that you can contact the claims department.
If you find you are not covered by your current company, Travel Health Insurance can be very inexpensive for the amount of problems it can prevent. Normally you can purchase a travel insurance policy for your next trip for around $50. Now there are several things that can change the premium, such as the amount of protection, number of insured travelers, and the amount of time.
Please do not travel the World Uninsured!